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Group Health Plan Transparency Requirements Under CAA (Pt.1)

In December 2020, significant legislation was passed with the purpose of improving transparency in group health benefits offered by employers. These requirements were passed as part of the Consolidated Appropriations Act of 2021, commonly referred

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Save on Pharmacy Costs With Overseas Suppliers

Companies Save on Pharmacy Costs by Purchasing from Other Countries Twenty years ago, pharmaceutical spending accounted for about 10% of the average self-insured medical plan’s annual expenditures. Today that number is 30%, and it continues

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How Working Long Hours Impacts Safety

Short-staffed, long hours, difficult work environment… Sound familiar? Many companies are struggling to find quality employees. As “We’re Hiring” hangs in many business windows, staff shortages create real hazards for current employees bearing the load.

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How Automation Will Impact Insurance Costs

Federal funds available to support manufacturing automation As we talk with manufacturing clients across the country, we hear about the same primary challenges. First and foremost is the labor shortage. Most begin by boosting wages

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Benefits Q&A: Can Employees Elect COBRA When Coverage is Changed?

Q: We have a complicated situation involving the health insurance we offer to the employees of two different companies that have the same owners. For the last three years, each company has offered a separate

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Broker Compensation: Moving Toward Greater Transparency

Your investment in health care benefits is substantial. And you deserve to understand how your money is being spent. New regulations are making that easier. The Consolidated Appropriations Act of 2021 (CAA), requires brokers who

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Benefits Q&A: Can an Employee Move from the Marketplace to Our Company Plan?

Q: A new employee and his wife are each covered under a different policy and carrier through the Health Insurance Marketplace. The wife is pregnant and due in a few months. The employee is trying

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