Insights & Events

Carrier certificates and benefit booklets explain individual coverages, but they may not provide all the information required for an employer’s overall health and welfare plan. Learn how a wrap document fills plan-level gaps, supports ERISA documentation requirements, and clarifies how the benefits work together.

A COBRA election may appear late at first glance, but an inaccurate notice or shortened election period can change the analysis. Learn which dates matter and what employers should consider before making a final determination.

AI can help employees prepare for healthcare appointments, understand general benefits terminology, and build healthier habits and daily routines. Employers can promote the responsible use of AI by advising employees where it can be helpful, and when they should turn to a healthcare provider or a trusted benefits resource.

Employers that cover domestic partners need a clear process for documenting eligibility. Learn when to use an affidavit and how missing documentation may affect claims administration and stop-loss reimbursement.

Employees are balancing work with caring for children, aging parents, and other loved ones. Discover why caregiving benefits have become an essential part of a competitive employee benefits strategy and how they can improve recruitment, retention, and employee wellbeing.

Employers adding domestic partner coverage should clearly define eligibility, request reasonable documentation, and use a consistent dependent verification policy for spouses, children, and domestic partners.

Construction trends continue to shape the industry in 2026. Here are five trends affecting contractors and what they mean for planning, risk management, and long-term success.

States are taking aim at PBM-owned pharmacies as concerns grow around competition, patient choice, and prescription drug pricing. Learn what new PBM legislation could mean for employers and their health plans.

Can a spouse be added to a health plan mid-month after loss of coverage? Understand why consistent plan terms matter and what gap coverage options may apply.

Understand common challenges of employee buy-in on AI and how organizations can build trust through training, transparency, leadership support, and thoughtful adoption strategies.