Blogs: Benefits Q&A

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October 31, 2022

Benefits Q&A: Employer-Paid COBRA Coverage After Termination

Question: We recently terminated an employee and offered her a severance package, which she accepted. Part of the package was that we agreed to pay for her insurance coverage through the end of the year.

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October 7, 2022

Benefits Q&A: Can Spouses Have Separate HSA Accounts at the Same Company?

Question: We have just hired the wife of a current employee. Can she have her own HSA? If so, what is the most that she can contribute?

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September 7, 2022

Benefits Q&A: The American Rescue Plan Act (ARPA) and Special Enrollment

Is the HIPAA special enrollment under American Rescue Plan Act (ARPA) still in effect due to the pandemic? Julie Athey answers Septembers Q&A.

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August 1, 2022

Benefits Q&A: Dropping Coverage Due to a Marriage Separation

Julie Athey answers this months benefits Q&A on dropping coverage during a marriage separation, and why some carriers

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June 30, 2022

Benefits Q&A: How Does the Supreme Court's Abortion Ruling Legally Impact Group Health Plans?

With the overturn of Roe V. Wade, Julie Athey answers what this ruling could look like for your employee health benefits.

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June 3, 2022

Benefits Q&A: Changing Plans With Life Events & Limitations

When a spouse loses coverage, how do you add kids to your benefits and change plans mid-year? Julie Athey answers in this month Benefits Q&A.

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May 3, 2022

Benefits Q&A: Can We Terminate Benefits for Employees Out on Workers' Comp?

Question: When employees are on leave due to work-related injuries, how long are they entitled to stay on our health…

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April 5, 2022

Benefits Q&A: Can Employees Elect COBRA When Coverage is Changed?

When companies merge and only one medical benefits plan is kept, some empmloyees may ask for COBRA. Yet to elect COBRA, they would have to experience both a loss of coverage and a qualifying event.

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March 7, 2022

Benefits Q&A: Can an Employee Move from the Marketplace to Our Company Plan?

To enroll or not to enroll. Julie Athey answers this months Q&A on moving from the marketplace to a company plan.

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January 31, 2022

Benefits Q&A: May Company Owners Receive an HRA Contribution?

S corporations are prohibited from contributing to an HRA that's for employees who have at least a 2% ownership in the company (and their family members who work there).

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January 3, 2022

Benefits Q&A: FSA Funds Did Not Make It to Employees In Time

A company didn't transfer FSA funds into employee accounts until two weeks before the spending deadline. Here's how to right the wrong.

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November 2, 2021

Benefits Q&A: Do We Still Provide FMLA with Less Than 50 Employees?

You can offer FMLA to employees after you drop below 50 employees. And, depending on the specific factors, you may be required to.

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