Blogs: Benefits Q&A

Employers that cover domestic partners need a clear process for documenting eligibility. Learn when to use an affidavit and how missing documentation may affect claims administration and stop-loss reimbursement.

Employers adding domestic partner coverage should clearly define eligibility, request reasonable documentation, and use a consistent dependent verification policy for spouses, children, and domestic partners.

Can a spouse be added to a health plan mid-month after loss of coverage? Understand why consistent plan terms matter and what gap coverage options may apply.

A dependent’s marriage alone typically does not allow an employee to drop coverage mid-year. Gain an understanding of when enrollment in a spouse’s plan may create a qualifying event.

Learn whether employers are required to continue HSA contributions during an employee's unpaid FMLA leave. Explore key considerations, exceptions, and compliance tips.

Understand how IRS cafeteria plan rules and HIPAA special enrollment periods apply when employees request benefits changes after childbirth.

Explore whether COBRA continuation coverage applies to FSAs and gain clarity on eligibility and limitations.

Explore how coordination of benefits works when medical and dental plans cover the same procedure, and what rules apply under a High-Deductible Health Plan (HDHP).

Understand how your employees can use their benefits for their adult children. Discover key rules, tax implications, and tips to maximize your health benefits

The Dependent Care FSA limit is increasing for the first time since 1986. Discover the new contribution rate and what it means for employers.

Discover how short-term disability policies interact with FMLA regulations, PTO usage, and income supplementation.

Learn what your obligations and options are for providing medical coverage to an employee out on workers' compensation.