2025 Property & Casualty Insurance Trends

January 30, 2025

Discover the factors influencing the price you pay for property and casualty insurance. Then, learn how you can positively impact rates.

2025 Property & Casualty Insurance Trends

Over the past several years, the commercial insurance sector has faced consistent challenges due to rising claim frequency and severity, social inflation, evolving cyber risks, and continued losses from catastrophic natural disasters. During this time, carriers responded by tightening underwriting standards, reducing capacity, and increasing premiums across most lines of coverage.

The 2025 market outlook is mostly positive, with stable or competitive rates expected for low-risk policyholders.

Get an idea of what to expect, factors influencing rates, and tips to control costs through our 2025 Property & Casualty Trends ebook. It covers:

  • General liability
  • Workers compensation
  • Umbrella coverage
  • Cyber insurance
  • Commercial property
  • Commercial auto
  • and additional coverages

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