Changing the Game


How your approach to surety bonds should change with the economy


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Changing the Game


How your approach to surety bonds should change with the economy

As the economy and legal landscape transform, contractors should examine their surety bond program. The success of your company depends on having the financial stability to land your next big job.

But are you making common financial mistakes or accepting risky language in your contracts? Is your approach to surety bonds ready for future changes?

Our panel featuring a construction attorney, accountant and surety underwriter will discuss the biggest mistakes they are seeing contractors make when approaching bonds, price escalation trends and the red flags they see in contract language. We’ll also ask our panelists what the future of surety programs looks like.

Presented by The Miller Group.


Mike Herber
Tax Manager
Michael works with individuals, partnerships and corporations to provide tax compliance, tax planning, consulting, tax research and other tax related work. He strives to deliver efficient and accurate work to his clients through his experience and expertise while providing them with strategic solutions that make their decision-making process easier. Michael has been with MarksNelson since 2010.


Tim Fandrey
Gray Reed
As a lawyer and former civil engineer, Tim Fandrey has a strong understanding of the legal, technical and business challenges in the construction industry. His practice is primarily focused on helping general contractors, subcontractors, property owners and developers resolve the wide variety of claims and litigation that can arise in commercial and residential construction projects. This includes payment disputes, lien and bond claims, delay in performance claims, productivity claims, construction and design defects plus many more. Tim also advises clients on a broad range of construction transactions and negotiates associated deal documents, including owner agreements, subcontractor agreements and design agreements.


Kirk Rathjen, AFSB
Regional Vice President, Contract Surety
Merchants Bonding Company
Kirk joined Merchants Bonding Company™ in 1999 and spent his entire time with Merchants in the contract underwriting department. Through various roles, Kirk has served as an assistant vice president, lead the training of the company’s contract department and provided support for larger contract accounts. In 2019, Kirk took the role of regional vice president in contract underwriting. He leads the underwriting oversight, training, production and development of a seven-state region in the Midwest. Kirk has also received the Distinguished Graduate Award in obtaining the Associate in Fidelity and Surety Bond underwriting designation.


Paige Turner (Moderator)
Director of Surety
The Miller Group
With over 37 years of experience in surety bonds, Paige Turner helps clients of The Miller Group secure the bonds they need to grow their business. Helping clients reach their goals gives her great satisfaction. She does this in part by looking at the big picture and considering how a situation impacts everyone involved. She enjoys the sense of urgency that’s part of the surety industry.







2:00pm  - 3:00pm

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