Tips for making sure you don’t get caught off-guard We were recently talking with a prospective client and gave them quite a shock. The organization was about to lose its coverage, and the existing broker
The construction industry did well during the pandemic, and most contractors kept working. But supply shortages, dramatic price hikes and regulation changes present further risks. General contractors and specialty contractors in the Mountain States tell
Are you happy with your workers’ compensation experience rating modification, also known as a MOD rate? If it’s over 1, you probably aren’t. It may be keeping you from bidding on jobs, and it certainly
With everything business owners have to deal with, cybersecurity often gets pushed aside. There’s always a more immediate fire to put out. Yet hackers have become so sophisticated that cybersecurity can no longer be on
Business owners should be closely watching the news about estate tax exemptions. For 2021, the exemption is $11.7, or $23.4 million per couple. But current law calls for a drop to $5 million/$10 million in
Doing nothing can lead to great costs When you fail to address a small safety issue – say the repair of an electrical cord – what does that say about your approach to the bigger
It’s well known that a positive company culture attracts top talent and improves customer service, thereby retaining customers. COVID has only reinforced the importance of creating a community where employees can face challenges together. On
The time has come for OSHA’s 300A Log to be submitted. The federal document, formally known as the “Log of Work-Related Injuries and Illnesses,” is due by March 2, 2021. The OSHA 300A Log (you
After a soft market that lasted more than 10 years, the commercial insurance market is hardening up, with cost increases of more than 10% expected across almost every line of business in 2021. Our team
If you run a nonprofit, I know that your task has been made much harder by this year’s curtailing of in-person events and individual meetings. I’ve witnessed some amazing creativity as you and your leadership