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Benefits Q&A: The American Rescue Plan Act (ARPA) and Special Enrollment

Question: If my memory serves me correctly, the American Rescue Plan Act (ARPA) allowed for HIPAA special enrollment periods to be extended due to the pandemic. Is that still in effect? I don’t recall where

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Benefits Q&A: Can Employees Elect COBRA When Coverage is Changed?

Q: We have a complicated situation involving the health insurance we offer to the employees of two different companies that have the same owners. For the last three years, each company has offered a separate

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Benefits Q&A: Can an Employee Move from the Marketplace to Our Company Plan?

Q: A new employee and his wife are each covered under a different policy and carrier through the Health Insurance Marketplace. The wife is pregnant and due in a few months. The employee is trying

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Benefits Q&A: May Company Owners Receive an HRA Contribution?

Q: Our company offers a Health Reimbursement Arrangement (HRA), which is designed to help employees pay a good portion of medical expenses that they would otherwise have to pay out-of-pocket. Several years ago, we learned

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Benefits Q&A: FSA Funds Did Not Make It to Employees In Time

Q: My company moved to a new FSA administrator at the beginning of 2021. When the transition happened, several employees still had money left in their FSAs from their 2020 elections, which they should have

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Benefits Q&A: Can a Veteran Contribute to an HSA?

Q: We have a former servicemember with “service-connected disabilities” who wants to enroll in our high deductible health plan (HDHP). He has questions about his eligibility to contribute to an HSA because he receives free

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Benefits Q&A: Do We Still Provide FMLA with Less Than 50 Employees?

Q: I understand the Family and Medical Leave Act (FMLA) applies to employers with 50 or more employees for at least 20 consecutive weeks in a calendar year. Our company has not had 50 employees

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