The Miller Group, a top Midwest brokerage firm founded in 1961 with roots in the construction industry, is seeking a Senior Benefits Risk & Financial Analyst to support its Innovations team under the Vice President of Innovations. The company has expanded across industries while maintaining a strong commitment to employee well-being, family, faith, and community.
The Miller Group offers a full range of services, including property & casualty insurance, employee benefits, surety bonds, and safety and loss prevention.
Essential Duties:
- Perform advanced financial, claims, and risk analysis for fully insured and self-funded employee benefit plans.
- Translate complex financial and underwriting data into clear, actionable insights for clients and internal teams.
- Develop and maintain financial models to support renewal strategy, plan design, and long-term cost management decisions.
- Provide expertise in self-insurance, stop loss, and alternative funding strategies.
- Market medical reinsurance contracts and analyze carrier proposals in collaboration with service teams and leadership.
- Negotiate renewal terms and new placements to support competitive, cost-effective client outcomes.
- Maintain strong relationships with carrier and vendor partners to stay informed on market trends and opportunities.
- Support renewal strategy development through financial projections and risk assessments.
- Serve as a key consultative resource for clients on financial performance, risk exposure, and cost containment strategies.
- Support strategic planning initiatives for clients considering or maintaining self-funded health plans.
- Partner with service teams to deliver client-specific reporting, education, and financial insights.
- Participate in client meetings, presentations, and educational sessions as a subject matter expert.
- Assist with training internal teams on financial reports, claims utilization, and underwriting concepts.
- Contribute to process improvement initiatives that enhance efficiency, accuracy, and scalability of analytics services.
Qualifications:
- Advanced proficiency in Microsoft, especially Excel, Power BI experience preferred.
- Strong working knowledge of reporting and analytics tools.
- Life and Health license, preferred
- 5-10 years previous underwriting or actuarial experience is preferred.
- Demonstrated experience supporting self-funded health plans and stop-loss strategies.
- Strong organizational skills and attention to detail.
- Excellent communication skills, both face-to-face and in writing.
- Proactively identifies client issues to avoid disruptions in client service and/or coverage.
- Demonstrates strong problem-solving skills and the ability to resolve challenges effectively.
- Demonstrates excellent interpersonal skills, with the ability to interact well with diverse personalities.
- Able to operate independently with minimal supervisor intervention.
- Able to effectively prioritize tasks in a fast-paced environment with a detail-focused approach.
- Demonstrated interest in benefit-related technology and process improvement.
Candidates must be authorized to work in the United States.
Offers are contingent on passing post-offer pre-employment drug screen and background checks.
Equal Opportunity Employer M/F/Disability/Vet
