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Pharmacy Cost Management: How to Make Pharmacy Discount Cards Work for You and Your Employees

Pharmacy discount cards are prolific. You’ll find them in doctor’s offices, pharmacies and all over the internet. They promise deep discounts on common, generic maintenance medications and more. Employees in high-deductible plans and people without

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IRS Has Started Issuing ACA Penalties for 2017

As we have mentioned several times over the past couple of years, the IRS continues to aggressively enforce the ACA’s employer mandate in spite of numerous efforts to overturn it legislatively and through various court

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Legalized Cannabis: Effects Are Up in the Air

The legalization of cannabis and related products has the insurance industry scrambling. We recently tuned in to a webinar on this topic hosted by Claims Magazine and Propertycasualty360.com. While it didn’t answer questions definitively, it

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Child Welfare Organizations: Are You Prepared?

New York Child Victims Act Dramatically Extends Statute of Limitations New York recently passed legislation extending the statue of limitations for certain abuse victims. The Child Victims Act is likely to affect the insurance world

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Considering Unlimited PTO? Communication is Key

Unlimited PTO is one of the latest HR innovations to improve recruitment and retention while potentially increasing productivity. It can also save substantial amounts of money by eliminating accrued vacation payouts. Competitive companies like Netflix

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Executive Order Instructs Agencies to Expand Access to HSAs

On June 24, President Trump signed an executive order that, among other things, instructs various federal agencies to: 1) increase transparency in medical pricing and quality, 2) improve the ability of patients to control their

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Pharmacy Cost Management: 5 Tips for Managing Your Pharmacy Benefits Partner

Now, more than ever, your pharmacy benefit manager can be a critical partner in controlling your health care costs. And, like any successful partnership, this one requires trust, transparency and goal alignment. Here are five

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Capturing 2019 Manufacturing Opportunity: How Better Risk Management Can Strengthen Your Game

The business climate for middle-market manufacturers ($100 million to $3 billion in revenue) is growing steadily – presenting new opportunities, fresh markets and different ways of operating. That means your exposures are growing, too –

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