Pharmacy discount cards are prolific. You’ll find them in doctor’s offices, pharmacies and all over the internet. They promise deep discounts on common, generic maintenance medications and more. Employees in high-deductible plans and people without
As we have mentioned several times over the past couple of years, the IRS continues to aggressively enforce the ACA’s employer mandate in spite of numerous efforts to overturn it legislatively and through various court
The legalization of cannabis and related products has the insurance industry scrambling. We recently tuned in to a webinar on this topic hosted by Claims Magazine and Propertycasualty360.com. While it didn’t answer questions definitively, it
Good news for employers that offer a Health Savings Account (HSA) or are interested in doing so! The IRS has just issued new guidance expanding the definition of “preventive care” that may be covered by
New York Child Victims Act Dramatically Extends Statute of Limitations New York recently passed legislation extending the statue of limitations for certain abuse victims. The Child Victims Act is likely to affect the insurance world
Unlimited PTO is one of the latest HR innovations to improve recruitment and retention while potentially increasing productivity. It can also save substantial amounts of money by eliminating accrued vacation payouts. Competitive companies like Netflix
On June 24, President Trump signed an executive order that, among other things, instructs various federal agencies to: 1) increase transparency in medical pricing and quality, 2) improve the ability of patients to control their
As we reported in our January blog, there’s a new type of tax-deferred account on the horizon. The new accounts – called Individual Coverage HRAs (ICHRAs) – will allow employers to put money in an
Now, more than ever, your pharmacy benefit manager can be a critical partner in controlling your health care costs. And, like any successful partnership, this one requires trust, transparency and goal alignment. Here are five
The business climate for middle-market manufacturers ($100 million to $3 billion in revenue) is growing steadily – presenting new opportunities, fresh markets and different ways of operating. That means your exposures are growing, too –